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Exclusive rights to this material belongs to GPS. Unauthorized use of the material is prohibited.

Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Cooper Financial Group, LLC/Brad Cooper. Securities transactions for Horter Investment Management clients are placed through Trust Company of America, TD Ameritrade and Jefferson National Life Insurance Company.

Horter Investment Management, LLC, Cooper Financial Group, LLC and Brad Cooper is not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be used to make any financial decisions.

Exclusive rights to this material belongs to GPS. Unauthorized use of the material is prohibited.

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